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What Do You Legally Have to Disclose When Selling Your West Austin Home in 2026?

What Do You Legally Have to Disclose When Selling Your West Austin Home in 2026?

  • August 31, 2026

When you sell a West Austin home in 2026, Texas law requires you to give the buyer a written Seller's Disclosure Notice describing the property's condition as far as you actually know it. That covers known defects, the condition of major systems, past repairs, flooding and flood-zone status, additions, and HOA or deed restrictions. It is not a warranty. It is an honest account of what you know. West Austin Realtor Brandon Galia helps sellers fill it out accurately and price around anything it surfaces.

Why Do Most West Austin Sellers Treat the Disclosure Notice as a Formality?

Most sellers think the Seller's Disclosure Notice is a box you check on the way to closing. That reflex is exactly how sellers end up in a dispute after the keys change hands, or watching a deal fall apart during the option period.

Here is the part that trips people up. The disclosure is not about proving your house is perfect. It is a record of what you personally know about the property's condition, signed under Texas Property Code Section 5.008. You are not certifying the roof is flawless. You are telling the buyer what you know about it.

Sellers say: "It's a small thing. No reason to put it on the form."

Translation: They are hoping a known issue stays quiet long enough to close.

It rarely does. On older West Austin housing stock, the inspector finds it anyway. A past foundation repair. A slow leak under the primary bath. An addition that never pulled a permit. When those surface during the option period and they were not disclosed, you have handed the buyer a reason to renegotiate hard or walk entirely. Honesty is not the risky move here. Silence is.

Texas Seller Disclosure at a Glance (2026)

  • Governing law: Texas Property Code Section 5.008, required for residential property with one dwelling unit
  • Standard: Disclose the property's condition to the best of the seller's actual knowledge and belief; mark "unknown" where you truly do not know
  • Timing: Deliver the written notice to the buyer on or before the effective date of the contract
  • Two common forms: The free TREC notice (OP-H) is the legal minimum; the longer Texas REALTORS form (TXR-1406) is what most Austin-area listings use
  • Recent additions: A mold remediation question (prior five years) was added in January 2025; a separate groundwater and surface-water rights disclosure was proposed in early 2026, relevant to Hill Country lots with wells

What Does a West Austin Seller Actually Have to Disclose in 2026?

The form walks through the property system by system, and the honest answer to "what do I disclose" is: anything you know that a reasonable buyer would want to know.

That means known defects and the condition of the structural and mechanical guts of the house. Foundation and any prior foundation work. Roof age and repairs. Plumbing, electrical, HVAC, and the water heater. Any water penetration or past flooding, plus whether the home sits in a FEMA 100-year or 500-year flood plain, any flood insurance claims, and any FEMA or SBA assistance received. Additions and remodels, and whether they were permitted. Termite or wood-rot history. HOA membership, dues, and deed restrictions. Pending lawsuits tied to the property.

Before I listed a West Austin home this spring, I sat at the kitchen table with the sellers and we filled the notice out by hand, line by line. An old roof repair they had half-forgotten turned up in a drawer of receipts. We disclosed it, priced it in, and it never became a bargaining chip. The buyer already knew. There was nothing to "discover."

That is the whole strategy. Disclosed problems get priced once, up front. Undisclosed problems get priced twice, and the second time the buyer sets the number.

When Does the Disclosure Rule Not Apply, and Where Do Sellers Still Get Burned?

There are real exemptions. Section 5.008 carves out foreclosures, most estate and probate sales, court-ordered transfers, some transfers between spouses or family, and builders selling brand-new construction. If you inherited a house and never lived in it, your knowledge is genuinely limited, and the form reflects that.

Here is the trap. Selling a home "as-is" does not exempt you from disclosing. A lot of West Austin sellers hear "as-is" and think it erases the obligation. It does not. As-is controls who pays to fix things. Disclosure controls what the buyer gets told. You can sell as-is and still owe an honest notice about the septic system on that Hill Country lot or the foundation movement common on Central Texas clay soils.

You just read those exemptions and quietly wondered whether one of them lets you off the hook. For almost every owner-occupied West Austin sale, it does not.

The other soft spot is the honest gray area. You do not have to disclose a natural death, and you cannot disclose what you truly do not know. But "I did not know" only holds if it is true. Willful blindness is not a defense.

Key Facts About Texas Seller Disclosure in West Austin (2026)

  • The Seller's Disclosure Notice is required under Texas Property Code Section 5.008 for residential property with one dwelling unit, delivered on or before the contract's effective date.
  • The standard is your actual knowledge. You disclose what you know and mark items "unknown" honestly, rather than guaranteeing a condition.
  • Flood history is its own category: FEMA flood-zone status, past flooding, water penetration, flood insurance claims, and any FEMA or SBA assistance.
  • Selling "as-is" does not remove the duty to disclose. It only shifts who pays for repairs.
  • Foreclosures, estate sales, court-ordered transfers, and new-construction builder sales are generally exempt.
  • A January 2025 update added a mold remediation question covering the prior five years.
  • Older West Austin homes in areas like Tarrytown, Rollingwood, and West Lake Hills often carry foundation, addition-permit, and drainage histories worth documenting before listing.

The best homes in West Austin rarely make it to the open market. I keep a short list of people who want to hear about them first. If that's you: join my off-market list

Brandon's Take

I have never once seen honesty cost a seller a deal. I have seen silence cost several.

The instinct to hide a flaw comes from fear, and I understand it. You are afraid the disclosure will scare a buyer off or hand them leverage. But a disclosed issue that is fairly priced is just a fact. An undisclosed issue that surfaces on day five of the option period is a betrayal, and buyers renegotiate betrayals ruthlessly.

I'll be honest about the limits here. I am a real estate agent, not an attorney. If your situation is genuinely complicated, a prior lawsuit, a boundary question, an inherited home you know little about, you want a Texas real estate attorney, not a blog post. And no form protects you if you knowingly leave something off. The notice only works if you actually tell the truth on it.

When I sell my own home, I fill the notice out the same way I ask my clients to. Everything I know. In writing.

It is the same standard I would want if my own family were the ones buying the house.

The properties that move fastest in West Austin are the ones most people never see. About 35% of deals in West Austin trade through private channels between agents who know each other, through relationships that took years to build. I track these opportunities every week.

If you want to know when something comes up in West Austin before it hits the MLS, get on my off-market list: join my off-market list

If you already know what you're looking for and want to have a direct conversation, I'm at reach out directly.

Disclose it before the buyer discovers it. The truth is cheaper when you're the one telling it.

OFF-MARKET ACCESS

About 35% of deals in West Austin trade through private channels between agents who know each other. I track these opportunities every week and send them directly to a short list of buyers. No newsletters. No drip campaigns. Just my judgment on what's worth seeing.

Frequently Asked Questions

Do I have to disclose foundation repairs when selling a home in Texas?

Yes, if you know about them. The Texas Seller's Disclosure Notice asks about the condition of the structure and any repairs you are aware of, and foundation work falls squarely under that. On Central Texas clay soils, foundation movement and repairs are common, so disclosing them honestly and providing the paperwork usually reassures buyers more than it scares them.

Does selling "as-is" mean I don't have to fill out a disclosure in West Austin?

No. As-is affects who pays for repairs, not whether you disclose. Under Texas Property Code Section 5.008, an owner-occupant seller still owes a written Seller's Disclosure Notice even on an as-is sale. West Austin Realtor Brandon Galia often lists homes as-is and still fills out a complete, honest notice so the condition is priced in up front.

What happens if I don't disclose a known defect?

Undisclosed known defects are where sellers get burned. The issue usually surfaces during the buyer's option period or inspection, which hands the buyer leverage to renegotiate or terminate, and it can expose you to a post-closing claim. Disclosing up front lets you price the issue once, on your terms, instead of twice.

What do I not have to disclose when selling in Texas?

You have no duty to disclose a death on the property from natural causes, suicide, or an accident unrelated to the property's condition, or a previous occupant's health status. You also cannot disclose what you genuinely do not know. You mark those items "unknown," but only when that is actually true.

Should I talk to an agent or an attorney about disclosure?

Both have a role. To prepare your home to list and price around a disclosed issue, work with a hands-on West Austin Realtor like Brandon Galia at Lujo Realty. For genuinely complex legal questions, such as prior litigation, boundary disputes, or an inherited property you know little about, consult a Texas real estate attorney. An agent is not a substitute for legal advice.

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